BlackBerry Torch 2 uses a 1.2 Ghz processor

Hello friends, do you know about the BlackBerry Torch 2? BlackBerry Torch 2 uses a 1.2 Ghz processor, which makes me interested to the BlackBerry Torch 2 is a Smartphone that uses 1.2 Ghz processor. BlackBerry Torch 2 has a 5 megapixel camera with flash. Images produced by the camera is quite good.

BlackBerry Torch 2 has 8GB of internal memory and 512MB RAM. Additionally there is support for quad-band GSM / GPRS / EDGE, Tri-band HSPA 14.4Mbps, there is Bluetooth 2.1, GPS, NFC, 5 MP camera with flash, 3.2-inch capacitive screen VGA 640 × 480, Magnetometer, Accelerometer, Proximity sensor , and use 1300 mAh batteries.

Below areare the specifications of the BlackBerry Torch 2 :
• 1.2GHz processor
• Quad-band GSM / GPRS / EDGE
• Tri-band HSPA 14.4Mbps
• 3.2-inch VGA 640 x 480 screen capacitive
• 8GB of built-in memory
• 512MB RAM
• Bluetooth 2.1
• GPS
• NFC
• 5-megapixel camera with flash
• Magnetometer
• Accelerometer
• Proximity sensor
• 1300 mAh battery
• BlackBerry OS 6.1
• OpenGL ES
• Thin 14.6mm

I hope this article useful to you, do not forget to visit my blog back to get the latest information. Thank you for visiting my blog

SITEMAP

Market Value vs Replacement Costs

Market Value vs. Replacement Cost is something that we in the insurance business discuss a lot with property owners. Depending on the economic conditions there can be a variation between Market Value and Replacement cost. Since the current economic conditions have caused such a discrepancy we at Fey Insurance thought it might be a good time to explain the difference between the two terms.

Market Value is the amount that a house is worth on the real estate market. It is what you can buy or sell the house for. As we sit in the middle of a depressed real estate market, the value of homes is down from years past. When you hear a mortgage company or title company talk about getting an appraisal they are always talking about Market Value because the lending institution is mainly concerned with what they could sell the asset (building) for.

Replacement Cost is concerned with a different valuation of a building. Replacement cost deals with the amount of money it would take to rebuild a structure using the same materials at the same location with the same style of construction. Because this is based on building materials and cost of labor it doesn’t have the large swings that Market Value has. For example, in today’s poor economic conditions, material costs have stayed pretty level meaning the Replacement Cost of a building has stayed relatively flat.

So how do these two forms of valuations play out in numbers? Let’s take an example home that is a brick structure, has four bedrooms/ two baths and is about 2000 square feet. A house like this in our area may be listed on the real estate market for about $250,000 (depending on the school district, location to town, etc) and will probably sell for about $235,000 (which would then be the Market Value). This same structure would have a different value if we used Replacement Cost. In our area the same structure just mentioned would cost about $135.00 per square foot to rebuild if a fire or tornado totally destroyed it. Take the $135.00 per square foot and multiply that by the 2000 square feet and you come up with a value of $270,000 (which would then be the Replacement Cost).

When it comes to banks and lenders they care about Market Value ($235,000 in our example) where the insurance companies, since they will have to pay to have the home rebuilt after a fire or tornado, cares about the Replacement Costs ($270,000 in our example).

So next time you see your homeowner policy or commercial building policy and look at what they are insuring your structure for don’t say to yourself, “I couldn’t sell my building for that” because the amount you are thinking of is the Market Value. Insurance companies are only interested in the Replacement Cost because they want to make sure they are able to rebuild your property and make you just as you were prior to the fire or tornado.

BlackBerry Dakota, reviews and specification

Hello friends how are you today. Do you know about the BlackBerry Dakota? I want to share information about the BlackBerry Dakota. BlackBerry Dakota is a smartphone produced by RIM that use BlackBerry OS 6.1 operating system updates. BlackBerry Dakota is equipped with a capacitive type touch screen measuring 2.8-inch with 640x480 pixel resolution, full QWERTY keyboard, 5 megapixel camera with flash and HD video recording capability, 4GB internal memory, and 768MB of RAM.

What I liked about the BlackBerry Dakota is a good exterior shape and a full QWERTY keyboard. BlackBerry Dakota has Magnetometer, Accelerometer, and Proximity sensors. BlackBerry Dakota has connectivity features like 3G network support, support NFC, WiFi, Bluetooth, and 3G mobile hotspot.

For you who have a hobby of photograph, you can use the BlackBerry Dakota to photograph the object. I think the 5 MP camera is capable of producing good quality pictures. Market prices for the BlackBerry Dakota I was ignorant.

The following is a specification that I know BlackBerry Dakota

General
·    2G Network GSM 850 / 900 / 1800 / 1900
·    3G Network HSDPA 850 / 1900 / 2100

Size
·    Dimensions 10.5 mm thickness

Display
·    Type TFT capacitive touchscreen, 256K colors
·    Size 640 x 480 pixels, 2.8 inches
- QWERTY keyboard
- Touch-sensitive controls
- Optical trackpad
- Proximity sensor for auto turn-off

Sound
·    Alert types Vibration, MP3 ringtones
·    Loudspeaker Yes
·    3.5mm jack Yes

Memory
·    Phonebook Practically unlimited entries and fields, Photocall
·    Call records Yes
·    Card slot microSD, up to 32GB, buy memory

Data
·    GPRS Yes
·    EDGE Yes
·    3G HSDPA, HSUPA
·    WLAN Wi-Fi 802.11 b/g/n
·    Bluetooth Yes, v2.1 with A2DP, EDR
·    Infrared port No
·    USB Yes, microUSB v2.0

Camera
·    Primary 5 MP, 2592×1944 pixels, LED flash
·    Features Geo-tagging
·    Video Yes, 720p
·    Secondary Yes

Features
·    OS BlackBerry OS 6.1
·    Messaging SMS, MMS, Email, Push Email, IM
·    Browser HTML
·    Games Yes + downloadable
·    Colors Black
·    GPS Yes, with A-GPS support, BlackBerry Maps
·    Java Yes, MIDP 2.1
- BlackBerry maps
- Digital compass
- Document editor (Word, Excel, PowerPoint, PDF)
- MP4/WMV/H.263/H.264 player
- MP3/eAAC+/WMA player
- Organizer
- Voice memo/dial
- Predictive text input





Battery
-Standard battery, Li-Ion

If the views of its features, the BlackBerry Dakota is perfect for you who like to use the internet. I hope this article useful to you, do not forget to visit my blog back to get the latest information. Thank you for visiting my blog.

Auto Liability Basics

Auto insurance liability limits come in a few different forms as well as in many different levels. The two main forms of auto insurance liability are “Split Limits” and “Combined Single Limit”. One main thing to first understand about auto insurance liability limits is that these limits are what’s used by the insurance company to pay out on your behalf the damages that you cause to someone’s body and or property. Auto insurance liability limits are not used to pay money toward your injuries or property damage. Those coverages are auto insurance medical payments coverage, comprehensive coverage, collision coverage and uninsured/underinsured motorist coverage. We will not be addressing those items in this blog post.

Split Limits have three different ceilings or maxes that the insurance policy will pay out. Those three different maxes are “bodily injury per person”, “bodily injury per accident” and “property damage”. Often you will see insurance policies with split limits of $250,000 bodily injury per person and $500,000 bodily injury per accident and $100,000 in property damage. What this means is that if you cause an auto accident the most that one individual will get for their bodily injuries is $250,000 from your insurance policy. If there are multiple people in the other party’s vehicle then the most the policy will pay out is $500,000 in bodily injury to all involved. Accidents that you cause will usually result in property damage to others and $100,000 is the max that the above example limits will pay for someone else vehicle or property.

Combined Single Limit still covers bodily injury and property damage but there is only one lumped together limit for the policy. For example if you have a $500,000 combined single limit policy than the most the other party will receive for their bodily injuries (no matter how many people are in the vehicle) and property damage that you cause is $500,000. There is not a per person limit sublimit nor a property damage sublimit.

There are many different levels of auto insurance liability limits you can have. Each state has a minimum which means you at least have to have the amount they require in order to legally operate a vehicle. This limit is usually very low and in order to best protect your assets and help restore people that you cause injury and damage to we recommend much higher limits of insurance. Obviously the higher the limits of insurance you purchase the more money the insurance policy will cost but extra money you spend could be the difference in protecting your assets after a large claim or have the possibility of losing some of your assets.

Samsung Galaxy Ace

Hello friends how are you today, I want to share information about the Samsung Galaxy Ace. Previously,      if you ever heard of the Samsung Galaxy Ace? Samsung Galaxy Ace features a 7.2 Mbps HSDPA, quad-band GSM. Samsung Galaxy Ace processor 800MH. Samsung Galaxy Ace has a 3.5-inch screen HVGA (320 × 480 pixels) touchscreen display. The camera used in this phone is 5 MP camera with LED flash. I think the 5 MP camera can produce good quality pictures.

Batteries used in the Samsung Galaxy Ace is a Li-Ion Battery 1350 mAh. For ye are pleased with the internet, Samsung Galaxy Ace has a feature that is Google Search, Maps, Gmail, YouTube.

Here are the specifications of the Samsung Galaxy Ace as I know:

Network                 : GSM 850 / 900 / 1800 / 1900, HSDPA 900 / 2100
Dimensions             : 112.4 x 59.9 x 11.5 mm; Weight: 113 grams
Screen                    : TFT capacitive touchscreen, 16M colors (320 x 480 pixels), 3.5 inches, Accelerometer  sensor for UI auto-rotate, Touch-sensitive controls, v.30 TouchWiz UI, Swype text input method;
Camera                  : 5 MP, 2592x1944 pixels, autofocus, LED flash, geo-tagging, face and smile detection
Memory                 : 158 MB Storage, microSD up to 32GB; 2 GB card included
Connectivity           : Wi-Fi 802.11 b / g / n, DLNA, Bluetooth v2.1 with A2DP, HSDPA, 7.2 Mbps
CPU                      : Qualcomm QCT MSM7227 800 MHz-1 Turbo
Operating System   : Android OS, v2.2 (Froyo)
Messaging              : SMS (threaded view), MMS, Email
Other Features        : MP4/H.264/H.263 player, Player MP3/WAV/eAAC +, Organizer, Document viewer, image / video editor, Google Search, Maps, Gmail, YouTube, Calendar, Google Talk, Picasa integration, Voice memo / dial, Predictive text input, FM radio, 3.5 mm audio jack
Battery                   : Li-Ion 1350 mAh

I hope the information about Samsung Galaxy Ace useful for you. Do not forget to always visit my blog to get the latest information about  mobilephone products. Thank you for visiting my blog.

Samsung Galaxy 5 (550), cheap and good quality Android

Cheap and good quality is important in the consumer. There's an android-based mobile phone with  affordable price samsung galaxy 5. Samsung Galaxy 5 was designed by Samsung for low-end market segment who want a touchscreen phone based on Android at a cheap price. The phone itself using Android 2.1 (Eclair), but users can upgrade to the Android 2.2 (Froyo). Features provided in this  Samsung Galaxy 5 is quite sophisticated and diverse.

Samsung Galaxy 5  which I know to use the concept candybar that has a dimension of size 108 x 56 x 12.3 mm and weighs 102 g. As for the screen, the device is equipped with touch screen measuring 2.8-inch multitouch technology based on TFT-LCD screen resolution of 240x320 pixels are supported, including features an accelerometer sensor for auto rotate and Touch UI Wiz v3.0, to produce a responsive touch.

Samsung Galaxy 5 using a 2 MP camera with features Geo-tagging, smile shot, video recording, but without the support of flash, so not very good results if the circumstances lack of light. Samsung Galaxy 5 600MHz processor speed and memory of 170 MB of internal storage, but users do not pelu concerned with the storage capacity, because the Samsung Galaxy 5 equipped with a microSD slot that supports up to 16GB of memory usage.

Samsung Galaxy 5 has interesting features such as Samsung Apps, SNS (Social Network Service) that combines several social networking sites and blogs to speed up the process of micro-up date, Push Email, AllShare DLNA, and there are also features Write and Go by typing technique " Swype ", where typing text on a virtual keyboard performed just by sliding your finger to the letter what we want.

Samsung Galaxy 5 using a network of Quad Band (GSM 850/900/1800/1900MHz), and also supports 3G and HSDPA 7.2 Mbps speed. Including support for Wi-Fi, GPRS / EDGE, Bluetooth 2.1 with A2DP and microUSB v2.1. In polishing also with the Android browser that supports HTML5. In addition, there are also applications to view different document file formats, like PDF, Word, PowerPoint, and Excel, as well as Google Search, Maps, Gmail, YouTube, and A-GPS. While the capacity of the battery used 1200mAh Li-Ion battery with talk time (talktime) for 9.5 hours and 520 hours standby time.

information about samsung galaxy 5 (550).

Hi friends, I want to share information about samsung galaxy 5 (550). Samsung galaxy 5 uses the GSM 850/900/1800/1900MHz and HSDPA 900/2100. If viewed samsung galaxy 5 has a size dimension of      108 x 56 x 12.3 mm and weigh 102 grams. For you who likes to take pictures, this phone is equipped      with a 2 MP camera with Geo-tagging, smile shot, video recording.


Below are the specifications samsung galaxy 5 that I know:

Network           : GSM 850/900/1800/1900MHz, HSDPA 900/2100;
Dimensions        : 108 x 56 x 12.3 mm;
Weight              : 102 grams;
Screen              : 2.8 inch TFT-LCD QVGA (240 x 320 pixels) touchscreen;
Camera             : 2MP with Geo-tagging, smile shot, video recording;
OS                    : Android 2.1 (Eclair);
Processor          : Qualcomm MSM7227 600MHz-1;
Memory            : 170MB (internal), microSD (Up to 16GB)
Connectivity      : 3G, GPRS, EDGE, Wi-Fi, Bluetooth 2.1 + A2DP and microUSB;
Other features   : TouchWiz 3.0, FM Radio, Google Search, Maps, Gmail, YouTube, Calendar, Google   Talk, Picasa integration, Voice memo, MP4/WMV/H.263 player, MP3/WAV/eAAC + players, Social networking integration, MSN Chat, Email, IM, Browser Wap 2.0, Java Games, MP3/MP4 Player, and Video Camera;
Battery             : Li-Ion 1200 mAh.

Samsung Galaxy 5 has interesting features such as Samsung Apps, SNS (Social Network Service) that combines several social networking sites and blogs to speed up the process of micro-up date, Push Email, AllShare DLNA, and there are also features Write and Go by typing technique "Swype ", where typing text on a virtual keyboard performed just by sliding your finger to the letter what we want.

I hope the information about samsung galaxy 5 useful for you. Do not forget to always visit my blog to get the latest information about mobile phones. Thank you for visiting my blog.

Samsung Galaxy SL (i9003).

I want to share information about Samsung Galaxy SL . Previously, if you already know about the   Samsung Galaxy SL? Samsung Galaxy SL has the dimension size is longer and wider, and heavier         than the Galaxy S.  Galaxy SL has a length of about 123.7 mm, a width of about 64.2 mm with                     a thickness of 10.6 mm and weighs 131 grams. SL Galaxy uses the Android operating system                    2.2 (Froyo).

As for screen size and screen technology is bound, both have significant differences, Galaxy S using Super AMOLED, while the Samsung Galaxy SL  uses the screen size of 4.0 inch Super Clear LCD technology (SC-LCD) with maximum depth reached 16 million colors and a maximum screen resolution reach 480x800 pixels (WVGA).

Samsung Galaxy SL has two cameras, one behind and one in front of a camera type video call VGA to activity. The camera uses the back of the MP 5 MP camera equipped with features such as autofocus, the Touch Focus, Geo-Tagging, Face and Smile Detection, and kemampun in 720p HD video recording speed in 30 seconds.

Samsung Galaxy SL using TI OMAP 3630 processor 1GHz, supported by the internal memory (RAM) for 478MB, and storage capacity of 16 GB, Samsung provides a microSD memory slot storage type in 'SL' which can accommodate a maximum of 32GB of storage memory.

Samsung Galaxy SL has a support network connections are fairly complete and adequate. It supports GSM-based mobile phone network also 3G/GPRS/EDGE and supported by high-speed networks, HSDPA at 7.2Mbps and HSUPA at speeds up to 5.76 Mbps. In addition, users will also get Wi-Fi, Bluetooth v3.0 with A2DP, an HDMI port, microUSB, GPS, and a 3.5mm audio jack port.

Samsung Galaxy SL has features to integrate various social networking sites popular, such as Facebook, Twitter, MySpace, and others with these tools. Also samsung Galaxy SL is also equipped with features based Google, among others, integration Android Market, Google Search, Maps, Gmail, YouTube, Calendar, Google Talk, Picasa integration and much more.

 

Samsung Galaxy SL users are also provided an HTML browser that supports Adobe Flash 10, Digital Compass, Document viewer & editor, Aldiko ebook, and an Image / Video editor, and integrated with Samsung Apps, which is a site developed by Samsung that provides various softwares and games. Samsung Galaxy SL uses 1650mAh Li-Ion battery capable of producing additional talk-time of 15 hours in 2G or 7.5 hours in 3G, which in the circumstances, standby 610 hours and 550 hours for 2G to 3G.

Below are the specifications of the Samsung Galaxy SL that I know:

Network : GSM 850/900/1800/1900, HSDPA 900/1900/2100;
Dimensions : 123.7 x 64.2 x 10.6 mm;
Weight : 131 grams
Screen : 4.0 inch LCD SC-capacitive touchscreen, 16M colors (480 x 800 pixels);
Processor : 1GHz Cortex A8 CPU, PowerVR GPU SGX530, TI OMAP 3630 chipset;
OS :  Android v2.2 (Froyo) + 3.0 TouchWiz UI, Gorilla Glass display;
Camera : 5MP (2592 x 1944 pixels), Autofocus, Touch Focus, Geo-Tagging, Face and Smile Detection, Video Recording HD 720p @ 30fps and VGA camera (secondary camera);
Memory :  included 16GB, 478MB RAM, microSD (up to 32GB);
Connectivity : GPRS / EDGE, 3G, Wi-Fi 802.11b/g/n, DLNA, Bluetooth v3.0 + A2DP, microUSB, 3.5 mm audio jack, HDMI port, HSDPA, 7.2 Mbps, HSUPA, 5.76 Mbps;
Other Features :  Social networking integration, Accelerometer, Proximity sensor, Document editor (Word, Excel, PowerPoint, PDF), GPS, FM Radio + RDS, HTML browser, Adobe Flash 10.1, Digital Compass, TV-out, Organizer, Player MP4 / DivX/WMV/H.264/H.263, MP3/WAV/eAAC + / AC3/FLAC, TrackID, Image / video editors, Google Search, Maps, Gmail, YouTube, Calendar, Google Talk, Document Viewer, Picasa integration, Voice memo / dial / commands, Predictive text input, Swype, Allshare, and Thinkfree, and Aldiko ebook;
Battery :  Li-Ion 1650mAh.

I hope the information about Samsung Galaxy SL above are useful for you. Do not forget to visit my blog again, thanks for visiting my blog

information about Lg optimus 2X

Lg optimus 2X is the first android phone use nVidia Tegra processor 2 dual-core 1GH and touch          screen  4 inches. Lg optimus 2X using dual-core processors and high speed touch screen is large enough,  the phone is also equipped with video recorder Full HD (1080p). I like the touch screen, besides that I also like the video Full HD (1080p).

For the design in my opinion the LG Optimus 2X quite simple. If I see Lg optimus 2X design a perfect in my opinion. Buttons Lg optimus 2X provided to function properly, every corner of the body of  Lg optimus 2X is also wrapped with metal frame that makes this phone quite safe when bumped or dropped.

LG Optimus 2X has a WVGA touch-screen measuring 4 inches with a resolution of 800 x 480 pixels. LG Optimus 2X has the ability to record video. LG Optimus 2X has the ability to record Full HD video (1080p @ 24fps and 720p @ 30fps), which can be relied upon, because the record results from LG Optimus 2X camera is very good. So also for the quality of the photo, the main Camera 8 MP resolution and two-resolution 1.3 MP camera is also capable of producing a good picture.

And the other advantage that is on offer HDMI out port. Because the use of an HDMI port on the LG Optimus 2X really easy and fun. Besides staying just plug the HDMI cable from HD TV to mobile phones, images displayed on the screen HDTV via an HDMI port is fairly bright and clear. Even used to watch YouTube through a TV broadcast HD is really very satisfying. So, this phone is very well suited for those who have a hobby of watching movies.

Below are the specifications Lg optimus 2X what I know:

Network: GSM 850/900/1800/1900, HSDPA 900/2100
Dimensions: 123.9 x 63.2 x 10.9 mm
Weight: 139 grams
Display: 4 inch TFT capacitive touchscreen (480 x 800 pixels)
Processor: Dual-core ARM Cortex-A9 1GHz, ULP GeForce GPU
OS: Android OS v2.2 Froyo (upgradable to v2.3)
Camera: 8MP Main (3264 x 2448 pixels), Autofocus, LED Flash, Geo-Tagging, Face and Smile Detection, Touch Focus, Image Stabilization, Video Recording 1080p @ 24fps, 720p @ 30fps, the second camera 1.3MP
Memory: Internal 8GB, 512MB RAM, microSD (up to 32GB)
Connectivity: GPRS / EDGE, 3G, WiFi b / g / n, DLNA, Bluetooth v2.1 + A2DP, microUSB v2.0
Other Features: Accelerometer, Proximity sensor, Gyro sensor, Touch-sensitive controls, GPS, FM Radio + RDS, HTML browser, Adobe Flash 10.1, Google Search, Maps, Gmail, Digital Compass, YouTube, Google Talk, MP3/MP4 Player, Document Editor, Organizer, Social Networking Integration, HDMI port
Color: Black
Battery: Li-Ion 1500mAh

I hope the information about Lg optimus 2X above are useful for you. Do not forget to visit my blog again, thanks for visiting my blog.

Protecting Your Customer's Sensitive Information

Businesses subject to the Financial Modernization Act of 1999 (also know as the Graham-Leach-Bliley Act) are required to comply with provisions that protect personal and financial information to maintain the trust and confidence of their customers.

Companies should develop a written information security plan that describes, among other things, the specific ways their employees should protect consumer information.

Sloppy handling of personal and identifying information can be devastating to a small business. A breach of security of this information can lead to personal identification theft of customers, and can open the company up to liability. The loss of reputation alone can destroy an otherwise successful company. So how can your company take steps to protect your customer’s information? Here are five steps that you might consider implementing:

1. Create a paper trail that documents your operations. Once you know where the trail starts and ends, you can analyze each step and develop a plan ensuring security of information. Limit access to sensitive data when possible and dispose of sensitive documents by shredding.

2. Electronic data should be protected with passwords and encryption.

3. If you use third-party services in the process of taking care of your customers, make sure they adhere to strict privacy standards. Ask for a copy of their privacy guidelines.

4. Regularly communicate with employees regarding your company’s privacy activities. Reference compliance within your employee handbook.

5. Have a plan to guide you if there is a breach of security. Know who to contact, what data to protect and how long it should take to plug the gap. You should also have a plan for notifying affected customers in the event of a breach.

Samsung Galaxy S2

Samsung  galaxy S2, do you ever hear it? I want to share information about Samsung galaxy S2. Samsung galaxy S2  has a specification that is OS Gingerbread Android 2.3, an increasingly wide screen (4.3 inches),  8 MP back camera, 1.3MP front camera, dual-core processor 1GHz (or could have Orion 1.2 GHz),  HSPA + connection, Bluetooth 3.0, up to wifi 802.11 a / ​​b / g / n.

If we look at the 8 MP camera samsung galaxy S2  can produce images with good quality. Very nice for those of you who have a hobby of photographing. Samsung galaxy S2  weighs 116 grams and a thickness of only 8.49 mm.

Below are the specs samsung Galaxy S2 that I know :
 - OS Android Gingerbread
- Network: HSPA+ 21Mbps/ HSUPA 5.76Mbps
- Samsung Dual Core Application Processor
- Dimensions: 125,3 x 66,1 x 8,49mm
- Layar: 4,3" WVGA SUPER AMOLED Plus
- Memori: 1GB RAM, 16GB/32GB, MicroSD (up to 32GB)
- Kamera: 8MP AF with LED Flash + 2MP Front
- Konektivitas: Wi-Fi a/b/g/n, USB 2.0 OTG
- Video: MPEG4, H.264, H.263, WMV, DivX, Xvid, VC-1, Recording & Playback 1080@30fps
- Baterai: 1650mAh

I hope the information specification samsung Galaxy S2 of the above is useful for you.